Tuesday, June 28, 2022 1. Exclusions Are Crucial Insurance has exclusions. They vary by operation. If you are getting a new policy, make sure you have coverage such as for assault and battery as well as abuse and molestation. 2. Honesty Is Key Tell the truth about your operation on your application. READ MORE >>
Thursday, May 26, 2022 Whether you live in a private home, condo, or apartment, your valuables may need extra protection. Robbery statistics are up in New York and New Jersey. And, accidents happen... If your valuable items are stolen or damaged, they may not be covered to full value by your homeowners insurance. READ MORE >>
Thursday, April 14, 2022 Your building's “master” insurance policy will not cover your apartment in the event of a claim. The interior from floors to the walls to the ceilings are your responsibility. Water damage can be very expensive to repair – consider a small added premium to greatly increase your standard coverage. READ MORE >>
Tuesday, April 12, 2022Anyone who has been shopping for a car recently knows that due to limited availability of new vehicles, consumers are paying far above sticker price to get in that ride. Then, you may have to wait months to take delivery of your new vehicle. If you can’t wait for that new car, used car prices are stuck in high gear too. READ MORE >>
Friday, April 24, 2020 We are now weeks into the COVID-19 Business Shutdowns and many business owners are looking for ways to cut overhead costs. One thing that many of our clients are asking is “Can we cancel our insurance since our business is not operating?” There is no simple answer to this question as every business is different. READ MORE >>
Tuesday, July 7, 2015Business owners face a variety of costs that impact how successful their business is financially. From payroll cost to the cost of maintaining inventories, it's important for business owners to steadily look for measures they can take to reduce the cost of operations. READ MORE >>
Monday, June 1, 2015There are many talks a couple should have before getting married, but there are even more important conversations they should have after their nuptials. One of the most important of these conversations concerns life insurance. READ MORE >>
Friday, May 1, 2015Though a restaurant is a business, these establishments have their own unique risks that differ from other businesses. Hot surfaces, kitchen knives, alcohol for purchase, food safety — these are just a few of the risks a restaurant faces on a daily basis. READ MORE >>
Wednesday, April 1, 2015Most doors on your house aren't much more than a door on a hinge with a latch and lock. This simplicity means there are fewer security loopholes that thieves can exploit. However, the garage door is more than just a door. It's a semi-automated mechanical device that can be remotely opened. READ MORE >>
Tuesday, March 3, 2015Buying a condo provides the luxuries — namely, tax incentives and building equity — of ownership, in combination with the ease of apartment living. While you do own your property, you don't have to waste your time worrying about mowing the lawn or repairing the roof. READ MORE >>
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