Call Us 212-786-2018 ☰ ˟
  • HOME
  • GET A QUOTE
    • Personal Line Insurance
    • Commercial Insurance
    • Life Insurance
  • Top Products
    • Automobile
    • Business & Commercial
    • Condos and Co-ops
    • Cyber Liability
    • Entertainment & Media
    • EPLI Insurance
    • High Value Homes
    • Life
    • Property Insurance
    • Restaurant
  • MAKE A PAYMENT
  • RESOURCES
    • Refer a Friend
    • Insurance Carriers
    • Insurance Glossary
  • ABOUT US
    • About KJE Insurance Services
    • Employee Directory
    • Location Map
    • Privacy Policy
    • Testimonials
    • Service Areas
  • Blog
Logo NYC (212)786-2018 Long Island (516)252-1877
Business
Homeowners
Automobile
Restaurant
Home > Blog > Some Reasons You Could be Refused Life Insurance
MONDAY, DECEMBER 1, 2014

Some Reasons You Could be Refused Life Insurance

FamilyInsurance companies deciding on life insurance for potential clients isn't easy. There are a lot of factors that go into the decision, with risk being the most important one. Sometimes coverage can even be refused completely and leave people without the peace of mind of knowing they are taken care of.

Here are some reasons you can be refused life insurance:

Age

Simple fact: the older you are, the higher risk you are to life insurance companies. Once people reach the age of 50, they are less likely to be approved for life insurance without a physical. Once most people reach the age of 85 it is next to impossible to get a life insurance policy.

Health

It's hard to get life insurance if you're dealing with health conditions that make you risky to life insurance companies. Some conditions that see almost instant refusal are type 1 diabetes, HIV/AIDS, cancer and a recent heart attack. Being a smoker also doesn't help, along with being overweight.

Lifestyle

Life insurance companies don't like to insure those that participate in risky activities like skydiving, motorsports or mountain climbing. The life insurance companies will deem you a giant risk and you could either be refused coverage or face extremely high premiums. Other lifestyle factors that could limit you are a history of DUIs or speeding tickets.

Life insurance is important and it's important to know where you stand while trying to get coverage. Let one of our agents help you see what you need to do to get approved. Call KJE Consultants today at (866) 260-5330 for more information on New York life insurance.
Posted 7:04 PM

Tags: insurance, life insurance, new york, risk,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2020
  • 2015
  • 2014

  • insurance(12)
  • new york(9)
  • new york insurance(5)
  • protection(3)
  • home insurance(3)
  • coverage(3)
  • business insurance(3)
  • risk(2)
  • safety(2)
  • tips(2)
  • life insurance(2)
  • new york business insurance(2)
  • mclaren(1)
  • liability(1)
  • burglars(1)
  • auto insurance(1)
  • vehicle insurance(1)
  • black friday(1)
  • home values(1)
  • homeowner(1)
  • new york ny insurance(1)
  • couples(1)
  • valuables(1)
  • inventory(1)
  • workers compensation insurance(1)
  • spouses(1)
  • claims(1)
  • covid-19 insurance(1)
  • restaurant insurance(1)
  • vehicles(1)
  • nyc real estate(1)
  • policies(1)
  • condo insurance(1)
  • new york city(1)
  • restaurants(1)
  • garage(1)
  • marriage(1)
  • discussion(1)
  • condominium insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Mission Statement

We are committed to helping you manage the risks that arise in everyday life. If the unexpected strikes, we will do everything we can to help you recover your quality of life as soon as possible. We are guided by highest standards of integrity and professionalism so you can be sure that our recommendations will help you obtain the best insurance coverage for your unique circumstances, in the right amount and at a price that fits your budget.


5 Penn Plaza, 23rd Floor
New York, NY 10001

Phone: 212-786-2018
Email: info@kjeinsurance.com
Click here to set up an appointment


Social Social icon Social
Home Get A Quote Blog About Us Contact Us

Powered by Insurance Website Builder
//